Winter 2025

C A R M E L M A G A Z I N E • W I N T E R 2 0 2 5 183 REDWOOD SAVINGS Open an Account Today! 3 . 00 % APY on $500,000+ EARN 4 . 00 % APY on $1,000,000+ EARN STOP BY OUR NEW BRANCH! Carmel Rancho Shopping Center 26135 Carmel Rancho Blvd Suite B-4 Carmel, CA 93923 montereycu.com | 831.647.1000 *APY= Annual Percentage Yield. Redwood Savings Accounts: Minimum balance to open and earn dividends: $250,000. 2.79% APY on balances $250,000-$499,999.99; 3.00% APY on balances $500,000-$749,999.99; 3.50% APY on balances $750,000-$999,999.99; 4.00% APY on balances $1,000,000 and up. Rates are variable and can change after account opening. Fees may reduce earnings. Rates available as of 11/06/2025; subject to change without notice. AMERICAN SHARE YOURSAVINGS INSUREDTO $500,000PERACCOUNT INSURANCE This institution isnot federally insured, or insuredby any stategovernment. SFO SEA DEN DFW LAS PHX LAX SAN MONTEREY REGIONAL AIRPORT ORD with one-stop connections around the world. FLY NONSTOP FROM MONTEREY ROUTE STARTING SPRING 2026 Fly local FLY MRY MontereyAirport.com Opportunity Changes Everything – Your Legacy Could Too mpcfoundation.org • 980 Fremont Street, Monterey, CA 93940 • (831) 655-5507 Leaving a Legacy at Monterey Peninsula College • HONORARY SCHOLARSHIPS • NAMED CLASSROOMS & SPACES • ENDOWED FUNDS L egacy giving opportunities include bequests, gifts of stock, life insurance, retirement assets, real estate, charitable gift annuities, and more. We welcome a conversation with you regarding tax advantages and other benefits of naming MPC in your estate plans. “Your gift can create a whole new life for a young person in Monterey County, impacting their family for generations to come. Let’s explore how your philanthropic options can make the most impact, while taking care of your own financial needs and goals.” ~Beccie Michael, Executive Director Call (831) 655-5507 or email rmichael@mpc.edu to schedule a personal appointment

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