Fall 2023

C A R M E L M A G A Z I N E • F A L L 2 0 2 3 191 Investment and insurance products: • Not insured by the FDIC or any other federal government agency • Not a deposit of, or guaranteed by, the bank or an affiliate of the bank • May lose value © 2023 RBC Wealth Management, a division of RBC Capital Markets, LLC, registered investment adviser and Member NYSE/FINRA/SIPC. 23-TG-00943 (04/23) Celebrating 10 years We are proud to serve the Monterey Peninsula community, helping people achieve their financial goals. Contact us to explore investing or inquire about joining our team. RBC Wealth Management Monterey Branch 4 Lower Ragsdale Drive, Suite 120 Monterey, CA 93940 (831) 333-5900 | drew.lyon@rbc.com R O S E A N N E P I E R R E O W N E R